How Prepared Are You for an Emergency? BML Wealth

When we consider everything life can throw at us, it seems important to prepare for setbacks. We’ve seen forest fires in California, Hurricane Ida, flooding in Tennessee, plus a continuation of COVID. There’s no getting rid of all the risks in life, but a solid plan goes a long way, whether it’s having a first aid kit in your office or a financial plan as you enter retirement. Here are some ways to prepare for an emergency.

Have Supplies

One easy thing you can do to prepare for any emergency is put together a supply kit. This should include water, typically one gallon per person per day for several days, as well as a three-day supply of non-perishable food. Add a flashlight, first aid kit, batteries, a can opener, local maps, and whistle. If you take prescription medications, you may consider adding a supply of these, as well as non-prescription medications like pain relievers. Matches, paper and pencils, and sleeping bags can also be part of an emergency supply kit.

Make a Plan

Discuss with everyone in your house how you’ve prepared for emergencies and what your plan of action will be. If you’ve lived somewhere for a while, you’re probably familiar with the types of natural disasters that can be common there. But if you’re in a new place, familiarize yourself with the common natural disasters in the area. Then make a plan for where you’ll meet family members if you get separated, where the emergency supplies are, and what each person would be responsible for in the case of an emergency.

Stay Informed

Know how you could get information if you didn’t have access to the internet. If the TV doesn’t work, a portable hand crank radio may be an option. When major disasters occur, emergency response times can be delayed or temporarily unavailable if roads are inaccessible. Consider learning first aid and CPR and how to use a defibrillator. These skills can be useful at any time, not just in the case of major disasters.

No one can predict disasters – natural or financial, but anyone can have a plan in place for when they happen. We can help you prep better for retirement by creating an all-weather plan. Click HERE to sign up for a complimentary financial review to discuss your retirement concerns and goals with us at .


The commentary on this blog reflects the personal opinions, viewpoints and analyses of BML Wealth Management’s employees providing such comments, and should not be regarded as a description of advisory services provided by Cooper Financial Group. The views reflected in the commentary are subject to change at any time without notice. Nothing on this blog constitutes investment advice. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Past performance is no guarantee of future returns.

Investment Advisory services offered through Cooper Financial Group, an SEC Registered Investment Advisory firm.  Cooper McManus  is not affiliated with West Wealth Group, LLC. Investment advisory services may also be offered through West Wealth Group, LLC, an SEC Registered Investment Adviser. Insurance Services are offered through BML Wealth & Insurance Services, California Insurance License #0M15550.

We do not provide tax or legal advice, all individuals are encouraged to seek guidance from qualified professionals regarding their personal situation. Any references to protection benefits or steady and reliable income streams in this guide refer only to fixed insurance products. They do not refer, in any way, to securities or investment advisory products. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges and holding periods which vary by insurance company. Annuities are not FDIC insured. Indices mentioned are unmanaged and cannot be invested into directly.


The commentary on this blog reflects the personal opinions, viewpoints, and analyses of BML Wealth Management’s employees providing such comments and should not be regarded as a description of advisory services provided by West Wealth Group, LLC. The views reflected in the commentary are subject to change at any time without notice. Nothing on this blog constitutes investment advice. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Past performance is no guarantee of future returns.

Investment advisory services through West Wealth Group, LLC, an SEC Registered Investment Adviser. BML Wealth Management and West Wealth Group, LLC are affiliated entities. Insurance Services are offered through BML Wealth & Insurance Services, California Insurance License #0M15550.

We do not provide tax or legal advice. All individuals are encouraged to seek guidance from qualified professionals regarding their personal situation. Any references to protection benefits or steady and reliable income streams in this guide refer only to fixed insurance products. They do not refer, in any way, to securities or investment advisory products.