Investing Archives

13 12, 2021

Review Your Investment Strategy and Prepare for 2022
Review Your Investment Strategy and Prepare for 2022

Review Your Investment Strategy and Prepare for 2022

BML Wealth Marketing2023-12-19T20:56:46-08:00December 13, 2021|Financial Planning, Investing, Retirement Planning|

The end of the year is a good time to reflect on 2021, how your financial situation may have changed, and your goals for next year. Maybe 2022 is the year you’ll retire, or maybe not. Either way, you can review your investment strategy and prepare for 2022 and beyond. We Saw Record Highs in 2021 – What Will We See in 2022? The S&P 500 index logged 64 new highs in 2021 as of November.[1] But how long can this last? According to a recent Allianz survey, 54% of American investors see the stock [...]

25 07, 2021

Where Could Your Retirement Income Come From?
Where Could Your Retirement Income Come From?

Where Could Your Retirement Income Come From?

BML Wealth Marketing2021-07-25T20:03:06-07:00July 25, 2021|Investing, Retirement Income, Retirement Planning, Social Security|

You're used to receiving a paycheck, and perhaps you've been used to it steadily increasing over the course of your career. You may have experienced what’s known as “lifestyle inflation” and may not plan to downgrade in retirement. Whatever the case, it’s important to know where your retirement income will come from. It could come from several different sources, so know how much will come from each and the total amount. Social Security Social Security benefits are a highly reliable source of retirement income that can last for the rest of your life. While you [...]

21 05, 2021

3 Things to Think About Before Buying a Vacation Home
3 Things to Think About Before Buying a Vacation Home

3 Things to Think About Before Buying a Vacation Home

BML Wealth Marketing2021-05-21T14:53:24-07:00May 21, 2021|Financial Planning, Investing|

A home is one of the most significant purchases you’ve made in your lifetime, so you should take your time when thinking about buying a second one. Many people have a favorite vacation spot in a scenic area, but they can’t spend a significant amount of time there until they’re retired. If you’re thinking about buying a house in such a spot, you have three big things to think about before purchasing your vacation home. Will You Eventually Move There? First, you should consider what the primary purpose of the second home is going to [...]

4 10, 2020

3 Things You Can Do If You Don’t Qualify for a Roth IRA
3 Things You Can Do If You Don’t Qualify for a Roth IRA

3 Things You Can Do If You Don’t Qualify for a Roth IRA

BML Wealth Marketing2021-08-01T22:08:01-07:00October 4, 2020|Investing, Retirement Income|

There's evidence to suggest that we might be experiencing historically low tax rates right now. The Tax Cuts and Jobs Act will expire in 2025 or possibly sooner if there’s a leadership change in Washington. By the end of the year, total government debt is expected to almost equal the size of the U.S. economy.[1] This is one trend to keep an eye on when planning for retirement since taxes could rise in the future to pay for increased spending now. One popular long-term tax minimization strategy is to use a Roth IRA. However, there [...]

10 05, 2020

Low Interest Rates, Market Volatility, and Your Retirement
Low Interest Rates, Market Volatility, and Your Retirement

Low Interest Rates, Market Volatility, and Your Retirement

BML Wealth Marketing2020-05-31T23:26:11-07:00May 10, 2020|Investing, Stock Market|

Planning for retirement is never a “set it and forget it” activity. There are unexpected disasters, market drops, and changing laws that invariably cause retirees to reevaluate their plans of action. Recently, market volatility and the Federal Reserve’s decision to cut interest rates may have you wondering how to respond. Here’s what to consider when it comes to low interest rates, market volatility, and your retirement. What is Your Risk Tolerance? If the recent coronavirus correction caused you to panic, you might want to rethink your asset allocation or investing strategy. We can help you assess your [...]