A Beginner’s Guide to Tax-Efficient Investing for Retirement
Saving for retirement is an imporant goal—but how you invest can have a significant impact on your long-term results. Tax-efficient investing involves strategies designed to help reduce the taxes you may owe on investment earnings, leaving more of your money working toward your retirement objectives. Learning the basics of tax-efficient investing can be a valuable step toward strengthening your financial plan. Why Taxes Matter in Investing Investment earnings—whether from interest, dividends, or capital gains—may be subject to taxes. Over time, taxes can reduce your overall returns if not managed thoughtfully. For example: Interest income from [...]