Federal Reserve Archives

12 12, 2022

3 Factors to Know for Rising Interest Rate Conditions
3 Factors to Know for Rising Interest Rate Conditions

3 Factors to Know for Rising Interest Rate Conditions

BML Wealth Marketing2023-02-09T01:44:59-08:00December 12, 2022|Economy, Federal Reserve, Financial Planning, Investing|

The 2022 economy has broken multiple records, first, with the highest inflation rate in 40 years, and now, the highest federal reserve interest rates since 2008.[1] In efforts to curb raging inflation, the US Federal Reserve has raised interest rates six times in 2022, reaching a target of 3.75% in November.[2] This rise in the cost of borrowing not only affects inflation but trickles into the decisions you make before and in retirement. Understand how this change affects you as a retiree: Dips in Investment Accounts Borrowing costs and stock market prices move in opposite [...]

15 06, 2022

Inflation Presents Unique Risks – Know How You’ll Respond
Inflation Presents Unique Risks – Know How You’ll Respond

Inflation Presents Unique Risks – Know How You’ll Respond

BML Wealth Marketing2022-06-15T11:05:54-07:00June 15, 2022|Economy, Federal Reserve, Stock Market|

If your weekly grocery bill is noticeably higher or you can’t believe how expensive gas is, you’re not alone. Inflation is at 40-year highs,[1] and a recent poll found that 52% of Americans said the most important issue facing the country is inflation.[2] It’s significant that so many Americans recognized inflation as a major threat considering how unpredictable that market has been. Inflation presents unique risks, so it’s important to know how you’ll respond to them. The Double Threat of Market Volatility and Inflation Let’s not beat around the bush - sometimes, you’re better safe [...]

11 04, 2022

Rising Interest Rates and High Inflation – How Will You Respond?
Rising Interest Rates and High Inflation – How Will You Respond?

Rising Interest Rates and High Inflation – How Will You Respond?

BML Wealth Marketing2022-04-11T06:39:04-07:00April 11, 2022|Economy, Federal Reserve, Financial Planning|

The Federal Reserve voted to raise interest rates for the first time since 2018 and has several more rate hikes planned for this year.[1] Rising interest rates can have significant effects on the economy and your finances. Between a volatile market, high inflation, and rising interest rates, know how you’ll respond. The Federal Reserve Raising Interest Rates for the First Time Since 2018 The Federal Reserve recently voted to raise interest rates for the first time since 2018. They will raise the benchmark federal funds rate by a quarter percentage point to a range between [...]

14 02, 2022

How Do You Handle a Volatile Market?
How Do You Handle a Volatile Market?

How Do You Handle a Volatile Market?

BML Wealth Marketing2022-02-14T09:00:08-08:00February 14, 2022|Federal Reserve, Financial Planning, Stock Market|

Now that you’re nearing retirement, the term “market volatility” might stir up different feelings than it did 30 years ago. Older workers and retirees understand that they have less time to make up for losses in their investments and to ride out future market crashes than they did when they were younger. Leaving your financial well-being up to the whims of the market seems like less and less of a good idea as you get closer to retirement. So, what could cause market volatility, and how do you handle it? Federal Reserve, Interest Rates, and [...]

17 01, 2022

Could We See a Major Market Correction This Year?
Could We See a Major Market Correction This Year?

Could We See a Major Market Correction This Year?

BML Wealth Marketing2022-01-17T17:23:45-08:00January 17, 2022|Economy, Federal Reserve, Stock Market|

While we saw record highs in the market in 2021, there’s no telling what could happen in 2022 or beyond. There are reasons we could see a market correction, and now is the time to ask yourself if you’re prepared for one. It can be hard to chart a course for retirement when you consider market volatility, high inflation, and an ongoing pandemic. Federal Reserve Will Wrap Up its Stimulus Program Faster The Federal Reserve plans to slow its stimulus program, which could negatively affect the market. We could see up to three quarter-percentage-point increases [...]

3 01, 2022

Will We See More Inflation in 2022?
Will We See More Inflation in 2022?

Will We See More Inflation in 2022?

BML Wealth Marketing2022-01-05T12:42:04-08:00January 3, 2022|Economy, Federal Reserve|

There are reasons to be optimistic about 2022, but there are also reasons to be worried: Everyone is wondering if we will see more inflation in 2022, where the market is headed, and the effects of a new COVID variant. But whatever 2022 holds, it's important to make a plan for the future. The Federal Reserve’s Latest Statements Wholesale inflation rose at a record annual rate of 9.6% in November. After months of saying that high inflation was just “transitory,” the Federal Reserve has indicated its plan to control inflation. The central bank said it [...]

28 06, 2021

Where Could Interest and Tax Rates Be Headed?
Where Could Interest and Tax Rates Be Headed?

Where Could Interest and Tax Rates Be Headed?

BML Wealth Marketing2021-06-28T06:42:45-07:00June 28, 2021|Estate Planning, Federal Reserve, Tax Planning, Taxes|

Are you aware of the latest news that could affect your money? We recently heard from Federal Reserve Chairman Powell regarding interest rates, plus the Biden administration released a “Green Book” outlining some potential tax-increasing measures. There are several big changes proposed, and if they come to fruition, you may need to review your tax minimization strategy. The Latest from the Federal Reserve Powell indicated the possibility of interest rate increases in 2023. The Fed’s projections point to two rate hikes in 2023, but Powell says that’s far from certain. He pointed out that we’re [...]