Stock Market Archives

27 03, 2023

Current Market Risks and Your Retirement
Current Market Risks and Your Retirement

Current Market Risks and Your Retirement

BML Wealth Marketing2023-06-08T21:25:10-07:00March 27, 2023|Economy, Retirement Planning, Stock Market|

Our current economic situation is complex and, in some ways, unprecedented. Because of the pandemic, we have seen massive changes in how the market behaves, and we are having to readjust how we approach retirement planning. Government Payouts One of the major changes that we saw during the pandemic was the government directly stepping in to help with the economic downturn. The issue with this is that federal payouts can increase inflation, and when that is coupled with the constant creep of normal inflation, the situation can get out of hand quickly.[1] Suddenly the everyday [...]

20 03, 2023

What Does a Rolling Recession Mean for Your Retirement?
What Does a Rolling Recession Mean for Your Retirement?

What Does a Rolling Recession Mean for Your Retirement?

BML Wealth Marketing2023-06-08T21:25:41-07:00March 20, 2023|Economy, Stock Market|

What Is A Rolling Recession? You may have noticed that the economy after the pandemic has been very up and down. And while there has been talk of a possible recession for a few years now, we have yet to completely enter a recession. A recession is traditionally defined as a consistent, widespread downturn in the economy. [1] And although there have been major market downturns recently, there have also been major rallies. Instead of qualifying our current economic situation as a recession, experts have been using the term “rolling recession.” The term means that [...]

9 11, 2022

Can You Turn Investment Losses into Tax Gains?
Can You Turn Investment Losses into Tax Gains?

Can You Turn Investment Losses into Tax Gains?

BML Wealth Marketing2022-12-07T10:14:27-08:00November 9, 2022|Investing, Stock Market, Tax Strategies|

When markets take a spill, especially when it comes to your retirement investments, it’s harder to find ways to meet your financial goals. If you were relying on IRA or 401(k) withdrawals to cover your expenses, doing so when markets are down would decrease the lifespan of your savings. And if you’re nearing retirement, market losses may provide cause to push back the time you enter retirement. While all these concerns are legitimate, there is a hidden benefit to selling your losing investments at a loss. Using a strategy called tax-loss harvesting, you can earn [...]

24 10, 2022

Rediscovering the Value of Yields in Recessions
Rediscovering the Value of Yields in Recessions

Rediscovering the Value of Yields in Recessions

BML Wealth Marketing2022-10-23T12:54:10-07:00October 24, 2022|Financial Planning, Investing, Stock Market|

For decades, the name of the personal finances game has been an asset or equity growth. High-growth tech stocks grew to dominate the market, some of which have grown to be among the largest companies in the world. And if you owned stock in those companies while they made their meteoric rise, your overall wealth may have ballooned in the process. But how safe do you feel with your wealth in those stocks during a recession? Would you feel comfortable with a 5% drop right now? A 10% drop? Maybe even more? If such a [...]

10 10, 2022

5 Unique Risks for the Affluent Investor
5 Unique Risks for the Affluent Investor

5 Unique Risks for the Affluent Investor

BML Wealth Marketing2023-02-09T02:14:20-08:00October 10, 2022|Investing, Stock Market|

You may think that as a high-net-worth individual, or even a millionaire next door, you may have an easy road ahead in maintaining your wealth. But a greater amount of wealth to protect introduces unique challenges that are specific to the size of what they have to protect. Although many investing and wealth-preservation principles apply to anyone – such as developing a tax plan, assessing a portfolio’s risk exposure, and more – there are key risks to be aware of when you have more money and more valuable assets to protect. Being Too Conservative You [...]

28 09, 2022

A Financial Advisor Can Prepare You for A Wintery Market
A Financial Advisor Can Prepare You for A Wintery Market

A Financial Advisor Can Prepare You for A Wintery Market

BML Wealth Marketing2022-09-28T10:22:09-07:00September 28, 2022|Financial Planning, Stock Market|

When the winter season comes around, you’ll likely have to adjust your routines and prepare for the cold. If you’re in colder states, you may be looking to purchase a new winter coat or snow boots, or skiing equipment for your winter holidays. Or you may be restocking your snow salt for what are soon-to-be icy sidewalks and driveways. If you live in warmer states, maybe you’ve closed your windows and patios and put your fans and AC units away. The same way you prepare for the winter, you might have to prepare your retirement [...]

21 09, 2022

What Volatility Truly Means
What Volatility Truly Means

What Volatility Truly Means

BML Wealth Marketing2022-09-21T10:41:44-07:00September 21, 2022|Investing, Stock Market|

Nowadays, the word “volatility” seems thrown around more than ever. Usually, when it comes to financial talk, “volatility” is used to describe a downward trend. But that’s not what volatility really means! Volatility is technically referring to large up and down swings in the market over short periods of time. It doesn’t just mean a downward trend. The Ups and the Downs It’s important to make sure your financial plan is strategized against downward trends. When markets are smoothly climbing, it can seem as if there is little danger involved in holding risky assets in [...]

11 07, 2022

Is Your IRA At Risk In This Market?
Is Your IRA At Risk In This Market?

Is Your IRA At Risk In This Market?

BML Wealth Marketing2022-07-12T11:07:48-07:00July 11, 2022|Investing, Stock Market|

During bear markets, we must ask different questions about our money and our assets. It is no longer about which stocks will double over the next twelve months. Instead, it will likely be about how to preserve your portfolio value by investing in potentially stable equities with a consistent yield or profitability to mitigate the risk of steep declines. Regardless, market downturns happen, and if you have an IRA, you might expect to rely on its distributions for income. However, taking distributions means you could risk cutting the lifespan of your portfolio if you withdraw [...]

15 06, 2022

Inflation Presents Unique Risks – Know How You’ll Respond
Inflation Presents Unique Risks – Know How You’ll Respond

Inflation Presents Unique Risks – Know How You’ll Respond

BML Wealth Marketing2022-06-15T11:05:54-07:00June 15, 2022|Economy, Federal Reserve, Stock Market|

If your weekly grocery bill is noticeably higher or you can’t believe how expensive gas is, you’re not alone. Inflation is at 40-year highs,[1] and a recent poll found that 52% of Americans said the most important issue facing the country is inflation.[2] It’s significant that so many Americans recognized inflation as a major threat considering how unpredictable that market has been. Inflation presents unique risks, so it’s important to know how you’ll respond to them. The Double Threat of Market Volatility and Inflation Let’s not beat around the bush - sometimes, you’re better safe [...]

22 03, 2022

Why We Could See More Inflation and Market Volatility
Why We Could See More Inflation and Market Volatility

Why We Could See More Inflation and Market Volatility

BML Wealth Marketing2022-03-22T08:01:27-07:00March 22, 2022|Stock Market|

As we saw during the COVID-19 pandemic, what happens somewhere halfway around the world can have a major impact on us. Now, the global economy faces new threats as a result of Russia’s invasion of Ukraine, including spiking energy prices, inflation, and a volatile market. Know how you could be affected and what strategies you can pursue to help protect your savings. Are You Protected from Market Corrections? We’ve seen market volatility recently and could see more depending on what happens in Ukraine and what the Federal Reserve does. Oil prices are surging and could [...]